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How to afford your dream Ducati motorcycle

Is an Italian stallion worth owning? That depends on you, but it’s sure worth riding.

How to afford your dream Ducati

Ducati motorcycles are expensive, no doubt. If you want a bike from such a legendary manufacturer, there is a certain price that you need to pay that could be out of reach for many people.

As such, not everyone owns a Ducati, but many dream of owning one. It’s not impossible, however, as there are ways for you to be able to afford your dream Ducati, and we’ll elaborate on them here. 

Save up and buy cash

Buying in cash is the best way to save money. How? For starters, you won’t incur any interest expense and the dealer might be more flexible when it comes to discounts. You can save a lot of money by just outright buying the bike then and there. 

That being said, it might be a bit of a struggle for you to save up. Considering that most Ducati bikes cost close to P1,000,000, it’ll be quite some time before you’re able to afford such a luxury. On top of that, the most affordable option in the lineup is the Ducati Scrambler Sixty2, which is still quite expensive at P499,000. 

Dedicate a portion of your income to saving up for your dream Ducati. It’s not impossible to do so, and you may even get a great deal and some savings at the dealership when you do. Whether you’re in the market for a high-end model or one of their entry-level offerings, make a plan every month and set a goal for yourself. Again, we’d like to point out that it isn’t worth starving for an entire year just to get a dream bike that you may not be able to maintain. Remember to make wise financial decisions when it comes to a purchase as big as a Ducati. 

Sell your car?

Okay, this may seem a little bit extreme, but consider your vehicle’s worth to yourself first. We can even help you sell your car if you want to post it on our used car section on AutoDeal.com.ph. If you’re constantly using your automobile on a regular basis, perhaps it would be better if you didn’t sell it for a less practical vehicle. If you, however, feel that there is no need for a car anymore given your lifestyle and your current needs, then it could be a viable option. 

It is a tempting proposition, however. Selling a car will net a good chunk of change for you, which could even total the amount that you need to buy your dream Ducati. Imagine if you could actually trade-in your car for a motorcycle! That may seem a little frivolous, but consider this option if you’re single, don’t need a car, or if you have multiple or too many vehicles. Only press on with this option if downsizing is your goal. 

If you’re married, good luck. 

Look for promos and discounts

If you’ve prowled around our Ducati bike guides, you will know that there are a myriad of options available when it comes to promos and discounts. Check out each individual bike guide and scroll down to the promos section of each, or search on our promos page for Ducati deals

You will find the best deals and the most favorable offers that the Ducati dealerships in the Philippines can offer you for a limited time. If you are gunning for a certain model, be sure to check back regularly to see the latest promotions and to see whether they’ll fit your budget and your payment scheme. 

Avail of financing

Here’s the thing, if you want to achieve your dream now, then financing is the way to go. It may not pan out the best in the long run, but the interest you pay for is essentially buying you time.

Ducati Philippines takes financing sales, and doing so allows you to spread out the cost of it over a period of time. Consider, however, that if you do go with a financing deal, you do end up paying less interest if you go with a shorter term. 

Go second-hand?

If you happen to want an older model or would be okay with settling for an older model Ducati, then a second-hand bike is the way to go. You get to save quite a bit of money, have the name brand on your tank or fairings, and a bit of wrenching and TLC to boot if you’re into that sort of thing. 

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