Several complaints have risen concerning the compulsory third-party liability (CTPL) insurance which is mandatory with the renewal of registration for motor vehicles—cars and motorcycles alike. Apparently, reports of Private Motor Vehicle Inspection Center (PMVIC) employees selling or making referrals to insurance companies have begun to spread, causing confusion among motorists and the prices of renewal of registration to skyrocket.
As it would turn out, PMVIC employees who refer motorists to insurance companies have been making a sizable commission from their under-the-table business dealings. As expected, this results in the end-users, in this case, vehicle owners, to pay a lot more than they have to. To address the growing concern of corruption among PMVIC employees, the Vehicle Inspection Center Operators Association of the Philippines (VICOAP) has released a statement regarding the matter. The organization states that although motor vehicle inspection and insurance are both required in order to obtain vehicle registration, the sale of insurance is beyond the scope of the PMVIC’s services, and as such, should not be sold by PMVIC employees.
Instead, CTPL insurance coverage should be obtained from authorized insurance companies, and represented by bonafide employees of said insurance companies. Not only does this give a clear distinction between the duties of PMVICs and insurance companies, it also ensures that motorists pay for and are given exactly what is due to them, and are not forced to overpay for insurance due to unauthorized transactions.
At the end of the day, it is incumbent upon us motorists to ensure that we obtain our motor vehicle insurance from a reputable, certified company, in order to avoid overpaying, or worse, being unable to file a claim should the unfortunate event ever present itself. At present, a total of 49 PMVICs are operational, with these inspection centers conducting roadworthiness tests on all sorts of vehicles. Each of these PMVICs have their own Geographical Area of Responsibility (GAOR), a predetermined geographical scope concerning the responsibility of each PMVIC.
Tagged Under
Related Articles
-
The LTO has classified the CanAm Spyder as a ‘three-wheel motorcycle’ / News
Registration and specification documents for the CanAm Spyder have surfaced on the LTO’s website.
-
PMVICs now optional and more affordable / News
The DOTr has appealed to PMVIC owners and operators to lower their cost of inspection. PMVICs are also no longer required in order to renew your motorcycle’s registration.
-
Senate Committee agrees on the suspension of MVIS implementation / News
The Senate Committee on Public Services held a hearing and unanimously agreed to suspend the implementation of the MVIS in the country.
-
LTO gives 1 week extension for vehicle registration this February / News
The LTO has extended the validity of registration for vehicles due for registration in February by 1 week.
Latest News
-
Kymco debuts the feature-packed KRV 180i TCS / News
Kymco says it’s the world’s first compact scooter to feature an independent swingarm.
-
Would you pay P800,000 for the CFMOTO 1250 TR-G? / News
CFMOTO has officially unveiled its biggest, most premium motorcycle to date, the 1250 TR-G grand tourer, in the global market for the equivalent of around P800,000.
-
HJC officially unveils and prices the RPHA 1 Helmet / News
Maybe it is time to buy a new helmet?